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Old 25th August 2012, 10:24 PM   #21
M Gregg is offline M Gregg  United Kingdom
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Quote:
Originally Posted by CopperTop View Post
Does anybody here regret the sensible lives they've led (pension, career, mortgage, hobbies in shed) and wish they'd gone off to the Himalayas when they were 20, or taken up that offer to play drums for an unknown band called 'The Doors'?
Hind sight is a great thing isn't it..

It torments people like hell on earth..I bet everyone would like the trip in the time machine to give your Useless git of self a kick up the .....

The question is would you listen to yourself if you could...

I used to say...If I had known what I know now I would have done it differently..A Jamaican guy I know said..I don't understand this saying...You didn't know so you did what you could to the best of what you understood then...

You know he is right...A better man than me..

Regards
M. Gregg
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Old 25th August 2012, 10:40 PM   #22
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Retirement sucks if you have no income.
I have been looking for work for 4 years with no success and over here I can't get any government assistance as my beloved earns a little too much money.

Truth to tell I hate not having a job, not just the money; but not using my work skills I trained so hard to acquire and hone and you can't do audio on a zero income and I hate begging my wife for the money to buy parts,glue and timber.
The government stole half my wages from me from when I started work at 15 and now I cannot get the pension even.
No wonder we all hate the government. In a previous life my ex-wife got the kids and house. Bitter old man just about sums it up
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Old 25th August 2012, 10:57 PM   #23
M Gregg is offline M Gregg  United Kingdom
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I guy I know,

Could not get a job no matter what he did, so in the end he asked around if he could work for free because he was so bored..

Well eventually someone let him help out and after a while they said I don't understand why you can't get a job...I can't keep using you like this let me at least pay the minimum rate...I guess he was just lucky..he made contacts through the guy who he worked for and got a full time post.

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M. Gregg
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Old 25th August 2012, 11:20 PM   #24
Jsixis is offline Jsixis  United States
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I'm 53 and my only hope is social security. Wife and I were 5 years from paying everything off but the conservative wave in 2000 ended that plan. I was laid off and there were no jobs for men pushing 50. So goodbye to the house watch the retirement funds vanish ect. Finally got hired part time 3 years ago and just started full time 2 weeks ago. It is 1/2 of what I use to make so I compensated by not buying anything unless I really want/need it. If we can stay healthy and working we may be able to buy some property.
This election will determine if it is possible or not.
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Old 25th August 2012, 11:41 PM   #25
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I'll never forget a guy at work who said 12 months and I'm retired at the official date of 65...so he got to 65 and died 3 months later...it was a real shame a real nice guy..and he was so looking forward to it.
I was sent to a "management seminar" by the National Film and Sound Archives where I worked at the time. The chap giving the talk was a high-flyer from Boeing Aerospace. He started by saying that his co-workers were the top in their field, they worked hard and were paid well. They all had plans for their retirements. Within 5 years of retirement age most of them were dead. He pointed out that we get one chance at this life, and if what you were doing now wasn't really what you wanted to do, it was time to move on.

It wasn't that much later that I moved on....

Terry
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Old 26th August 2012, 12:04 AM   #26
kevinkr is offline kevinkr  United States
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I've given this issue a lot of thought over recent years, I'm in my mid fifties and have spent my career mostly in electrical engineering R&D. I spent a few years in sustaining engineering after the last start up I worked for went under, and have been contracting for most of the past four years. Never dreamed I would end up back in R&D and doing medical robotics to boot, and as a direct employee.

Good engineers are getting hard to find around here and there is a lot of demand, this has worked in my favor despite my age.

Retirement plans aren't very formal, and I doubt I will ever fully retire if I can avoid it. I expect to do more tube audio design related consulting in the future than I currently have time for, this may even be fun as long as I can avoid dealing directly with the audiophools...

We have been extremely careful with our money over the years, and this has helped us to weather the turbulence of recent times well. We have one simple rule, if we can't afford to pay cash for something on the spot we don't do it - the mortgage on the house being the one obvious exception, and that will be paid off soon.

Making sure you have enough money is probably the biggest issue after health concerns in retirement. My dad has hammered this point home after 20+ yrs of retirement where he has never had to ask anyone for assistance of any sort. Many of us will live to be quite old (my dad is 86) so we need to think about this aspect more perhaps than previous generations did.
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Old 26th August 2012, 12:17 AM   #27
jcx is offline jcx  United States
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Quote:
Originally Posted by CopperTop View Post
Does anybody here regret the sensible lives they've led (pension, career, mortgage, hobbies in shed) and wish they'd gone off to the Himalayas when they were 20, or taken up that offer to play drums for an unknown band called 'The Doors'?


someone from Seattle who was in my dorm at college later claimed they had a phone call from a high school buddy who dropped out of Harvard

claims his end of the converstion was something like, "it's nice that you have a contract for some software Bill but I think I'll stay and get my degree..."


Quote:
Originally Posted by M Gregg View Post
Hind sight is a great thing isn't it..

It torments people like hell on earth..I bet everyone would like the trip in the time machine to give your Useless git of self a kick up the .....

The question is would you listen to yourself if you could...M. Gregg

Last edited by jcx; 26th August 2012 at 12:24 AM.
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Old 26th August 2012, 12:49 AM   #28
AJT is offline AJT  Philippines
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Quote:
Originally Posted by kevinkr View Post

I expect to do more tube audio design related consulting in the future than I currently have time for, this may even be fun as long as I can avoid dealing directly with the audiophools...
i deal with those types quite often.....they call me on the phone, asks if i can build a tube amp for them, and then goes on a litany of tube preferences, how this tube sound better than that tube, how this caps are superior to that cap, they sound as if they knew a lot, so much so that i am tempted to tell them in their faces, if they knew so much why not build the amp themselves, but of course i have to politely turn them down, these are the kind of folks that never gets satisfied.....there are more to this than money alone....
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Old 26th August 2012, 04:16 AM   #29
TheGimp is offline TheGimp  United States
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I never look back. Once a decision is made it is done.

At 61 with 5 years to go for full (IRS) retirement I now find we are taking custody of our 16 year old granddaughter.

If I do retire, I have enough projects to keep me going for 20 years or more.
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Old 26th August 2012, 03:26 PM   #30
kevinkr is offline kevinkr  United States
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Quote:
<snip>
If I do retire, I have enough projects to keep me going for 20 years or more.
This is good!
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