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Old 4th February 2007, 06:48 AM   #21
luka is offline luka  Slovenia
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Maybe not legal but still, he gets your money...
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Old 4th February 2007, 07:01 AM   #22
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Quote:
Originally posted by luka
If I'm getting this right, let say that I was buying something, I pay the price to paypal and wait for seller to send me that thing. But if he can get money before he had sended that was he selling, then he can "legally" steal money from me, rihgt?
There are at least three ways of doing business:

Pay in advance

Pay at delivery

Pay after you have recieved the stuff

Haven't you got these options in your country?

Pay is not a cheap alternative. Bank transfer in Europe is for more cheap but Paypal is 1000 times faster and much more convenient, this you have to pay for. Paypal has never messed with _and_ I have also read the fine print which more people should do. Much of the complaints are about not reading the conditions.
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Old 4th February 2007, 07:08 AM   #23
luka is offline luka  Slovenia
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I haven't check yet, but I think we should have everthing possible, since there is many people that I know that use PayPal..

Pay at delivery, or when after you have recieved the stuff is good enought for me.
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Old 4th February 2007, 07:10 AM   #24
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Payment is decided by the seller.
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Old 4th February 2007, 08:42 AM   #25
poynton is offline poynton  United Kingdom
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Quote:
Originally posted by peranders



Pay is not a cheap alternative. Bank transfer in Europe is for more cheap but Paypal is 1000 times faster and much more convenient,

In the UK, Paypal is far cheaper than bank transfer !!!!
Bank transfer rates are a Rip-off!! I get annoyed with German vendors who insist on bank transfer.

When I purchase items, I hit the pay now within minutes of making the purchase unless I am making another purchase from the same vendor or require a total. Why wait ??

Having said that, I have made sales to a couple of Japanese buyers who wanted to wait until the end of the month to pay !!


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Old 4th February 2007, 08:54 AM   #26
poynton is offline poynton  United Kingdom
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Quote:
Originally posted by luka
If I'm getting this right, let say that I was buying something, I pay the price to paypal and wait for seller to send me that thing. But if he can get money before he had sended that was he selling, then he can "legally" steal money from me, rihgt?
As a seller, I would not send an item without receiving payment. Paypal does offer some protection to the vendor and buyer (mainly the buyer) if you follow the procedures.

The only exception to this would be if the buyer was collecting.

Even receiving payment first is no guarantee that attempts will not be made to claim the money back after the goods have been received.

I recently sold a very nice pair of B&O speakers to a guy in Turkey.
He happily agreed to pay for DHL courier and of course I got proof of delivery. He then emailed me to say the speakers were sh1t, damaged, not working, ripped cones etc. I replied 'OK, send them back and I will reimburse the money'. His reply was 'They were so sh1t that I threw them on the tip. I still want my money back.' He tried to claim through Paypal but needless to say they threw his claim out!! So the system does work.


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Old 4th February 2007, 10:49 AM   #27
Electrons are yellow and more is better!
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In such cases, ask him to take a photo!
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Old 5th February 2007, 04:50 AM   #28
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PayPal is one of the best systems ever introduced.

Located here in Australia - where it is not always easy to get what you are looking for - PayPal has opened up a whole new world of shopping. Items that were virtually impossible to find locally are now available internationally and easily paid for.

In the last 4 years I have traded (buying and selling) with private individuals and businesses in the USA, Europe, Asia and Australia without any problems. I only incurr fees because my account is enabled to accept credit card payments. If I sell something in Australia, I generally try to use electronic bank transfer as it is free.

From my experience, it seems to be generally accepted that the buyer pays first - then the goods are shipped. I'm quite happy with this.
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Old 5th February 2007, 06:02 AM   #29
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I never had complaints about paypal - with several hundred (>500) transactions, both as seller and buyer.

Bank charges are very high, no way to retrieve when a problem with the purchase occurs, i.e. item not as described.
At western union, someone was able to hack into my account - totally unexplainable by WU, I guess an insider job, they were not even able to trace the email of the hacker - and took 1000$ out to pay for his purchases. Luckily they were deducted from my registered Visa card, so Visa reimbursed me as I could proof no ebay purchases at the time.

Yes, they make money, and the exchange rates are not the kindest - but I had the same complaint from customers in europe, where they also charge the recipient for transactions, even if you had paid all fees pertaining in NA already. And its faster and works instantly.

If ou complain - try the bank, stand 3/4 hour at the counter because the clerk doesn't have a clue how to proceed and you wind up with three clerks trying to solve the problem how to transfer 150$ to europe - and charge you 30$ plus for the works. I am talking from experience
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Old 5th February 2007, 08:49 AM   #30
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> If ou complain

I started with a question
"If anyone has accepted foreign currency payments, how or where in Paypal did you did it?"

and pointed out a simplistic limitation
"doesn't seem to allow bank accounts in joint names"

and pointed out my view of disclosure, from a newbie's perspective.


"try the bank, stand 3/4 hour at the counter"

That's not the only alternative, my bank, and i imagine many now has online banking. Paypal is cheaper for smaller trx, maybe not for larger ones.

You're happy, good, but you haven't told me anything specific to my question(s).
I'm not bagging paypal generally, I just couldn't see what I wanted to find. Comprende vous?
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